Transaction Fees & Commission Schedule for Clients of Trumbower Financial Advisors, LLCThroughFidelity Institutional Wealth Services (Fidelity IWS)Mutual FundsNo Transaction Fee (“NTF”) Funds1 $0Transaction Fee (“TF”) Funds$302Equities and Exchange Traded Funds (“ETFs”)Transaction fee $0.003/trade up to 10,000 shares. $0.01/share thereafter. Fixed IncomeIncludes municipal bonds, corporate bonds, CDs, US Treasury and related securities, MBS and structured notes. Government auction orders (notes and bonds) are subject to a $50 trading fee.Cross Transaction Fee $30Trade Away Fee4 $0Auction Rate Securities $50OptionsTransaction Fee $0.00/trade + $0.65 per contractOther FeesWire Fee (submitted electronically by TFA)$155Foreign Security Transfer Fee$100Account Termination$75 (non-IRA) and $125 (IRA) and $25 (HSA)Mutual Fund Short-Term Trading Fee60.50% of the principal amount of transaction. Max Fee - $200. Minimum Fee - $30.Margin Borrowing FABLR7 + an additional percentage based on sliding scale determined by total amount borrowed. Services Provided at No CostCustodial Electronic Funds Transfers (“EFTs”) Dividend postingsThe fees and commissions described above have been negotiated on behalf of our clients. TFA does not receive any remuneration of any nature, including “soft dollars,” from Fidelity or any other custodian, product sponsor or financial institution. 1Includes Fidelity Retail funds/Advisor funds/Money Market funds and Non-Fidelity funds that participate in NTF program.2 An additional $20 fee will apply on purchase transactions for certain low expense share classes where the mutual fund company does not compensate Fidelity for inclusion on their trading platform3 $4.95/trade for household accounts under $1MM that are not enrolled in eDelivery.4 Applies to securities purchased from brokers outside of Fidelity.5 $30 if processed manually by Fidelity.6 Applicable to NTF funds held less than 60 days.7 The Fidelity Advisor Base Lending Rate (FABLR) is set at Fidelity’s discretion with references to commercially recognized interest rates, industry conditions regarding the extension of margin credit and general credit conditions.